Lender’s and Owner’s Title Insurance
There are two general types of title insurance, lender’s title insurance and owner’s title insurance. When a party makes a claim against a property’s title, that claim/lien may take priority over the lender’s mortgage and owner’s interest.
Lender’s title insurance is usually required by a lender when obtaining a mortgage loan and only protects the lender against problems with the title to the property that may impact their loan.
Owner’s title insurance protects the owner when another party claims to have an ownership interest in the property.
By purchasing owner’s title insurance, you are protected against loss due to title defects, liens and other claims against your property.
The attorneys of Weeks & Irvine, LLC, are more than just knowledgeable regarding property title laws and title disputes. Most of our attorneys are title agents and can provide counsel regarding the title insurance you need and issue the title policy for your real estate closing. If you are purchasing or selling property in South Carolina, contact our firm to ensure your interests in residential or commercial property are fully protected.
For experienced legal help in the Charleston, South Carolina area, contact Weeks & Irvine, LLC. To contact us, call 800-553-7449. All materials have been prepared for general information purposes only to permit you to learn more about our firm, our services and the experience of our attorneys. Communication by or through this website does not create an attorney-client relationship. The information presented is not legal advice, is not to be acted on as such, may not be current and is subject to change without notice.